CSE gives you the tools to save for your future.


Share Certificates

A share certificate can guarantee you a higher rate of return without the risk of investing.

What you need to know:

  • Pick a term that’s best for you! Terms range from six months to five years
  • Guaranteed fixed-rate returns for the entire term
  • Rest easy knowing funds are NCUA insured for your protection
  • For younger members, age 25 and under, the minimum deposit requirement is only $500.00

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Traditional IRA*

  • Contributions you make to a traditional IRA may be fully or partially deductible, depending on your filing status and income.
  • Generally, amounts in your traditional IRA (including earnings and gains) are not taxed until you take a distribution (withdrawal) from your IRA.
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Roth IRA*

Roth IRA is an individual retirement arrangement that allows you to make after-tax (nondeductible) contributions with the potential to take completely tax-free distributions.

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Education (Coverdell Education Savings IRA)*

An ESA can help you save money for a child’s education expenses—such as tuition, fees, books, supplies, equipment and in some cases, room and board.

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Certificate IRA*

  • Acts just like a normal Certificate, but set up as an IRA for tax purposes*
  • Account is available in a variable of terms and earns Certificate dividend rates instead of the regular IRA savings dividend rate
  • Contribution and withdrawal limitations apply (no fixed regular contributions allowed, penalty for early withdrawal)
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Contact one of our IRA specialists today!

*As always, consult a competent tax advisor