TruStage
TruStage: Insurance the Credit Union Way
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, long-term care, home, and more. TruStage offers straightforward information, real value, and assurance. And it’s only for credit union members like you.
To learn more, get quotes or just explore, visit trustage.com.
TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage
GAP Insurance
A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. That’s why we offer GAP PLUS insurance to our Members:
- Deductible assistance cancels part of your debt when a comprehensive or collision claim is paid through your primary auto insurance, and a deductible is incurred
- The actual loss must result in a paid claim that exceeds the deductible amount on your primary auto insurance policy
- The primary auto insurance policy must be in force at the time of the loss
- The policy allows up to two non-totaled occurrences protected per 12-month period with available limits of $1,000 per occurrence
Investments and Insurance Products provided through one of our partnered companies:
- Are not federally insured
- Are not obligations of CSE Federal Credit Union
- Are not guaranteed by CSE Federal Credit Union
- Involve investment risk
- If applicable, are being offered by a dual employee who accepts deposits on behalf of the credit union and also sells non-deposit investment products on behalf of a third-party broker.
Credit Disability
Are you protected from the unexpected?
Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? MEMBER’S CHOICE™ Credit Disability protection can help.
Credit Disability Insurance (CDI) provides added protection and security for you and your family. If you are working at least 25 hours per week, and if you are not off of work on sick leave at the time you apply for a loan, you are eligible for Credit Disability Insurance. CDI is voluntary, and the premiums are added to your loan monthly.
How is CDI beneficial to you?
If you are unable to work for a period of time due to a covered illness or injury, the insurance will pay your loan payments for you while you are off of work.
MEMBER’S CHOICE™ Credit Disability is convenient, economical, flexible, and tailored to your specific needs. It offers these advantages:
- Makes your covered loan payments if you become disabled
- Helps protect credit rating and collateral
- Reduces financial burden during recovery
- Requires no complicated enrollment forms or physical exam
- Offers the convenience of premium included in your loan payment
There are policy limitations. The Maximum age to qualify for the insurance is 66 years old. The maximum loan amount is $65,000. The term is unlimited, and the maximum monthly payment is $850.00.
Investments and Insurance Products provided through one of our partnered companies:
- Are not federally insured
- Are not obligations of CSE Federal Credit Union
- Are not guaranteed by CSE Federal Credit Union
- Involve investment risk
- If applicable, are being offered by a dual employee who accepts deposits on behalf of the credit union, and also sells non-deposit investment products on behalf of a third-party broker.
Ask your CSE Lender about protecting your next loan.
Mechanical Repair Coverage (MRC)
What is Mechanical Repair Coverage?
Mechanical Repair Coverage (MRC) protects you from the high cost of vehicle repairs due to mechanical failures. This coverage ensures your financial stability by covering major components such as the engine, transmission, and electrical systems.
Benefits of MRC:
Comprehensive Protection : Covers a wide range of major vehicle systems.- Flexibility: Choose from various licensed mechanics for repairs.
- Peace of Mind: Avoid unexpected repair costs and maintain your financial plans.
Call 337.477.2000 to talk to a Consumer Lender for more information and to discuss the plan that's right for you!
