At CSE, we know that buying a home can be exciting, and a little intimidating. Whether you’re ready for your first home, moving to a new home, or refinancing your current home, you’ll receive expert assistance to guide you through the entire process.

If you are ready to open the doors to homeownership, you can click the “Apply Now” button below.

And if you have a particular lender you want to work with, you can click the “Choose Lender” button.

Couple picking out paint colors

Conventional Mortgage

We’ll help you make your move.

  • Down payment as low as 3.00%
  • Flexible financing terms
  • Fixed rate for the entire term
  • Private Mortgage insurance (PMI) removal when certain conditions are met*

    • *Some restrictions may apply

Plot of land under construction

Refinance

Love your current home and looking for ways to save money?

  • Talk with us about refinancing your mortgage from another lender
  • Flexible financing terms
  • Enjoy the same features and benefits as a new purchase loan
New construction build

Interim Construction

Ready to build your dream home? Need more space? Got big plans?

CSE makes it easy to go from construction to move-in day. Let CSE simplify your building process.

  • Low origination fees
  • Flexible draw process
  • Convert to a fixed-rate mortgage loan
A couple looking at construction plans

Tap into the Equity of Your Home

Home Equity Loan

  • Fixed interest rate with predictable payments
  • The entire loan amount is dispersed at once, giving immediate access to the funds
  • A great option for significant purchases such as land, other personal expenses or even debt consolidation

HELOC

  • Flexible financing terms
  • Interest is only charged on the amount borrowed, not the entire credit line
  • Flexibility of a HELOC allows borrowers to reuse the funds multiple times during the draw period without applying for a new loan
Plot of land

Land Financing

Get your dream property!

  • Up to 85.00% financing
  • Flexible financing terms
  • Fixed rate for the entire term
  • Flat origination fee
  • Purchase or refinance options available
FHA Loan

Federal Housing Administration (FHA) Loan

Offers flexible borrower requirements and higher debt to income limits

  • 3.50% minimum down payment
  • No income limits or location restrictions
  • Purchase and refinance options available
Rural road next to land

Rural Development

Exclusively for qualified rural areas

  • Zero down payment
  • Purchase and refinance options available
  • Competitive interest rates
American flag in the sunset

Veteran Affairs (VA) Loan

Exclusively for veterans to thank you for your service

  • Zero down payment
  • No mortgage insurance
  • Competitive interest rates

CSE has no affiliation with U.S. Department of Veterans Affairs or any other government agency.

Closing costs and restrictions may apply. Credit is subject to approval. Membership and Eligibility Required. NMLS #410998

All loans subject to approval.

Some loans may include a funding fee, which may be financed up to the maximum allowed loan amount.