How much will you save?

From our checking and savings accounts to loans for autos and consumer loans, our goal is to help you save as much as possible. Use the dropdowns below to explore our latest rates!

Personal

  • Savings

    • Share Savings/Certificates

      Share Savings

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY
      $5.00 $5.00

      Share Certificate

      Minimum Opening Deposit: $1,000.00 - $500.00 age 25 and under

      Effective Date: December 1, 2024

      Term Dividend Rate APY**
      6-Month
      1-Year
      18-Month
      2-Year
      3-Year
      5-Year

    • UTMA Savings

      UTMA Savings

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY
      $25.00 $5.00

    • Teen Savings

      Teen Savings

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY
      $5.00 $5.00

    • IRA Savings/Certificates

      IRA Savings

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Dividend Period Min. Opening
      Deposit      		 Min. Balance to
      Avoid a Service Fee      		 Min. Balance to
      Earn the Stated APY
      Monthly (Calendar) $25.00 - $25.00

      IRA Certificate Account

      Minimum Opening Deposit: $250.00

      Effective Date: December 1, 2024

      Term Dividend Rate APY**
      6-Month
      1-Year
      18-Month
      2-Year
      3-Year
      5-Year

    • Payable-on-Death Savings

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Min. Opening
      Deposit      		 Min. Balance to
      Earn the Stated APY
      $5.00 $5.00

    • Christmas Club

      Last Dividend Declaration Date: November 26, 2024

      Dividend Rate APY** Min. Opening Deposit Min. Balance to Avoid a Service Fee Min. Balance to Earn the Stated APY
      $25.00 $25.00 $25.00

    • Money Market

      Last Dividend Declaration Date: November 26, 2024

      Amount Dividend Rate/APY** Dividend Period Min. Opening
      Deposit      		 Min. Balance to
      Avoid a Service Fee      		 Min. Balance to
      Earn the Stated APY      		 Balance Method to
      Calculate Dividends
      $2,500.00 to $9,999.99 / Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance
      $10,000.00 to $24,999.99 / Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance
      $25,000.00 to $49,999.99 / Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance
      $50,000.00 to $99,999.99 / Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance
      $100,000.00 and above / Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance

  • Checking

    Last Declaration Date: November 26, 2024

    Classic Checking

    Dividend Rate APY** Min. Opening Deposit
    $50.00

    Teen Checking

    Dividend Rate APY** Min. Opening Deposit
    $50.00

    Rewards Checking

    Amount Dividend Rate APY** Min. Opening Deposit Min. Balance to
    Earn the Stated APY
    Qualifications met
    (Balance ≤20,000.00)    		 $50.00 -
    Qualifications met
    (Balance ≥20,000.01)    		 $50.00 -
    Qualifications not met $50.00 -

    Prime Checking

    Dividend Rate APY** Min. Opening Deposit
    $50.00

    Rising Checking

    Dividend Rate APY** Min. Opening Deposit
    $25.00

  • Loans

    Last Declaration Date: June 12, 2024

    Members you may receive a 0.25% rate reduction off of your qualifying rate if you utilize two of the following three products/services:

    • E-Statements
    • Checking Account
    • Automatic Transfer for loan payments

    • Signature Loans

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      36 Months % - % Up to $25,000** $33.10 - $36.53

      **Maximum personal loan amount is determined by credit score grade.

    • New and Used Vehicle Loans

      New Auto Loans***

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      Up to 36 Months - % $31.23 - $33.46
      Up to 48 Months - % $24.30 - $26.71
      Up to 60 Months - % Maximum term for loans up to $15,000 is 60 months $20.16 - $22.76
      Up to 72 Months - % Loan amount is $15,001 or greater $17.66 - $20.22
      Up to 84 Months - % Loan amount is $30,001 or greater $15.72 - $18.47

      Used Auto Loans***

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      Up to 24 Months - % Maximum term for loans up to $5,000 is 24 months. $45.24 - $47.32
      Up to 36 Months - % Maximum term for loans up to $7,000 is 36 months. $31.34 - $33.70
      Up to 48 Months - % Loan amount is $7,001 or greater $24.42 - $26.96
      Up to 60 Months - % Loan amount is $14,001 or greater $20.65 - $23.02
      Up to 72 Months - % Loan amount is $25,001 or greater $17.91 - $20.48
      *** CSE considers vehicles "new" when the vehicle is a current or previous year model and has under 40,000 miles on it. Vehicles that meet this requirement may be financed at the new auto rates. CSE considers vehicles "used" when a vehicle has over 40,000 miles on it. Vehicles will be financed at the used vehicle rate.

    • Boat, RV, Equipment, and Other Loans

      New Boat Motor & Trailer

      Terms APR* Limits Monthly Payment
      per $1,000 Borrowed
      Up to 60 Months 8.75% – 13.75% Maximum term for loans up to $20,000 is 60 months. $20.64 - $23.14
      Up to 84 Months 9.00% – 14.00% Loan amount is $20,001 or greater $16.09 - $18.75
      Up to 120 Months 9.25% – 14.25% Loan amount is $30,001 or greater $12.81 - $15.68

      Used Boat Motor & Trailer

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      Up to 48 Months 9.75% – 14.75% Maximum term for loans up to $10,000 is 48 months. $25.25 - $27.71
      Up to 60 Months 10.00% – 15.00% Loan amount is $10,001 or greater $21.25 - $23.79
      Up to 72 Months 10.25% – 15.25% Loan amount is $20,001 or greater $18.66 - $21.29

      New Motorcycle

      Terms APR* Limits Monthly Payment
      per $1,000 Borrowed
      Up to 36 Months - % Maximum term for
      loans up to $7,000
      is 36 months.      		 $32.04 – $34.19
      Up to 48 Months - % Loan amount is
      $7,001 or greater      		 $25.13 – $27.59
      Up to 60 Months - % Loan amount is
      $10,001 or greater      		 $21.01 – $23.67
      Up to 72 Months - % Loan amount is
      $25,001 or greater      		 $18.66 – $19.17

      Used Motorcycle

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 36 Months - % Maximum term for loans
      up to $7,000 is 36 months.      		 $32.51 – $34.92
      Up to 48 Months - % Loan amount is $7,001
      or greater      		 $25.61 – $28.10
      Up to 60 Months - % Loan amount is $15,001
      or greater      		 $21.50 – $24.06

      New Off Road Vehicles

      Terms APR* Limits Monthly Payment
      per $1,000 Borrowed
      Up to 36 Months - % Maximum term for loans
      up to $5,000 is 36 months.      		 $31.69 – $34.07
      Up to 48 Months - % Loan amount is $5,001
      or greater      		 $24.89 – $27.34
      Up to 60 Months - % Loan amount is $10,001
      or greater      		 $20.89 – $23.41

      Used Off Road Vehicles

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 36 Months - % Maximum term for loans
      up to $5,000 is 36 months.      		 $32.16 – $34.55
      Up to 48 Months - % Loan amount is $5,001 or greater $25.37 – $27.84
      Up to 60 Months - % Loan amount is $10,001 or greater $21.38 – $23.93

      New Recreational Vehicles

      Terms APR* Limits Monthly Payment
      per $1,000 Borrowed
      Up to 84 Months - % Maximum term for loans
      up to $20,000 is 84 months.      		 $16.74 - $19.45
      Up to 108 Months - % Loan amount is $20,001
      or greater      		 $14.50 - $17.39
      Up to 120 Months - % Loan amount is $30,001
      or greater      		 $13.93 - $16.92
      Up to 144 Months - % Loan amount is $40,001
      or greater      		 $12.99 - $13.60

      Used Recreational Vehicles

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 84 Months - % Maximum term for loans
      up to $30,000 is 84 months.      		 $17.13 - $19.87
      Up to 108 Months - % Loan amount is $30,001
      or greater      		 $14.91 - $17.84
      Up to 120 Months - % Loan amount is $40,001
      or greater      		 $14.36 - $17.39
      Up to 132 Months - % Loan amount is $50,001
      or greater      		 $13.99 - $14.59

      New Garden & Lawn Equipment

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 36 Months 8.75% – 13.75% Maximum term for loans
      up to $5,000 is 36 months.      		 $31.69 - $34.06
      Up to 48 Months 9.00% – 14.00% Loan amount is over $5,000 $24.89 - $27.33
      Up to 84 Months 9.25% – 14.25% Loan amount is over $10,000 $16.22 - $18.88

      New Household Appliances

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 36 Months 11.75% – 18.75% - $33.10 - $36.53

      New Utility Trailers

      Terms APR* Limits Monthly Payment per
      $1,000 Borrowed
      Up to 36 Months 8.75% – 13.75% Maximum term for loans
      up to $5,000 is 36 months.      		 $31.69 - $34.06
      Up to 48 Months 9.00% – 14.00% Loan amount is over $5,000 $24.89 - $27.33
      Up to 84 Months 9.25% – 14.25% Loan amount is over $10,000 $16.22 - $18.88

      Used Utility Trailers

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      Up to 36 Months 9.75% – 14.75% Maximum term for loans
      up to $5,000 is 36 months.      		 $32.15 - $34.54
      Up to 48 Months 10.00% – 15.00% Loan amount is over $5,000 $25.37 - $27.83
      Up to 84 Months 10.25% – 15.25% Loan amount is over $10,000 $16.74 - $19.44

      New Tractors

      Terms APR* Limits Monthly Payment per $1,000 Borrowed
      Up to 60 Months 8.75% – 13.75% Loan amount is over $10,000 $20.64 - $23.14
      Up to 84 Months 9.00% – 14.00% Loan amount is over $15,000 $16.09 - $18.75
      Up to 120 Months 9.25% – 14.25% Loan amount is over $25,000 $12.81 - $15.68

    • Home Equity Line of Credit (HELOC)

      Please call CSE Real Estate Services at 337.477.2000 for current rates and information.

    • Fixed-Rate Mortgages and Construction Loans

      Please call CSE Real Estate Services at 337.477.2000 for current rates and information.

  • Account Disclosures

    Click HERE to view full Share Account Disclosure.

    View our full Share Certificate Disclosure.

    *APR refers to Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. APR and Terms are determined by the applicants credit score and amount borrowed. Terms and maximum loan amount are determined by Board Policy. Dealer discounts and manufacturer’s rebates are not applied toward the down payment requirements. Membership and eligibility required. Equal Housing Lender. NMLS #410998

Business

  • Savings

    Last Dividend Declaration Date: November 26, 2024

    Dividend Rate Annual Percentage Yield** (APY) Minimum Opening Deposit Minimum Balance to Earn the Stated APY Account Limitations
    $5.00 $5.00 Account transfer limitations apply

  • Checking

    Last Dividend Declaration Date: November 26, 2024

    Dividend Rate Annual Percentage Yield** (APY) Minimum Opening Deposit Account Limitations
    $100.00 -

  • Account Disclosures

    View our full Business Account Disclosure.

If you’re interested in applying for a business savings or checking account, call 337-477-2000.

For Member Business Lending rates and information, please call 377.477.2000 to speak with a representative today.