4 TIPS to spring clean your money matters

4 TIPS to spring clean your money matters:

Sweep out your budget

It’s time to shake the dust from your budget! Pare down your spending until your budget’s looking neat and tidy.

Freshen up your W-4

If you received an especially large refund this year, you may want to adjust the amount you withhold.

Toss out your debt

If you’ve been stuck on the debt cycle, make this spring the season to break free.

1.    Cut back your budget, designating any extra funds for your debts.

2.    Choose a popular debt-busting approach, such as the avalanche method, in which you pay off debts in order from highest-interest to lowest, or the snowball method, where you start with the smallest debt and then move up your list.

3.     Maximize payments to the first debt on your list, making sure not to neglect minimum payments on the other debts.

Dust off your saving habits

Get into the habit of maximizing your savings with a tangible financial goal. Possibly automate your savings by setting up a monthly transfer from your checking account to your savings account.