Effective March 2024
Personal Checking Accounts
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Personal Checking
Service Fee Minimum Deposit to Open Account
- No Minimum Balance Required
- No Per-Check Fee
- No Monthly Service Charge
$50.00 NSF / Returned Item Fee $32.00 Courtesy Pay - Available up to $500.00 Courtesy Pay (Per Item Paid) $32.00 Overdraft Transfer (Per Item) $5.00 Stop-Payment $32.00 Temporary Checks (4 Per Page) $3.00 -
Rising Checking Account
Service Fee Service Charge (Per Month) $5.00 -
Prime Checking Account
Service Fee Service Charge (Per Month) $6.00 -
Money Market Account
Service Fee Service Charge (Per Month)
*If minimum daily balance is not met$10.00 Excessive Withdrawals $10.00 -
Bill Pay (FREE)
Service Fee Account to Account Transfer - Outbound $1.00 Overnight Check $14.95 Same Day Bill Payment $9.95 Stop Payment $32.00 -
Christmas Club
Service Fee Christmas Club Early Withdrawal Penalty $25.00 -
Other Services for Personal Accounts
Service Fee Coin Machine - Member (In Excess of $200 Per Day) 5% PURCHASE COIN (5 rolls or greater) $0.10 per roll IRA Closing Fee $30.00 Late Fee Consumer Loans $15.00 Late Fee Mortgage Loans 4% Skip-a-Payment $25.00 Visa International Transaction
(U.S. Territories Only)1% of Total Purchase
Business Accounts
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Business Checking Accounts
Service Fee Minimum Deposit to Open $100.00 Monthly Fee *Fee is waived if average daily balance is over $2,500.00 $15.00 Bill Pay $7.00, plus $0.50 per item if more than 10 items Electronic Tax Payments Free Courtesy Pay - Available up to $1,000.00 Courtesy Pay (Per Item Paid) $32.00 NSF / Returned item Fee $32.00 Overdraft Transfer (Per Item) $5.00 Per Item Deposited (Over 100 Per Month) $0.30 Stop Payment $32.00 Temporary Checks (4 per Page) $3.00 Visa International Transaction (US Territories Only) 1% of Total Purchase -
Other Services for Business Accounts
Service Fee Coin Machine - Business Member 10% Purchase Currency if More Than $1,000.00 $0.50/Thousand Purchase Coin $0.10/Roll
Credit Card Accounts
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Credit Card Accounts
Service Fee Cash Advance 2% of Advance Amount Statement Copy $10.00 Late Fee $25.00 Returned Payment $25.00 On Demand ACH Payment $5.00 Credit Card Instant Issue $10.00 Invalid Address $10.00
Other Services
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Other Services for All Accounts
Service Fee Account Verification $30.00 Payment/Deposit by Debit/Credit Card 2.00% - Maximum $25.00 Foreign Debit/Credit Card Cash Advance Transaction > $3.00 or 2.00% Debit Card Instant Issue Free Debit/Credit Card Expedited Order $50.00 Debit/Credit Card Replacement $10.00 Foreign ATM Transaction Fee (Non CSE/AllPoints ATMs) $1.00 CSE Mobile Free CSE Online Free CSE Voice Free ZELLE® Free Check Copy Through CSE Online Free Check Copy In Office $5.00 Transaction Correction $5.00 Dormant Account Fee (Per Month)*
*No Activity Last 12 Months on Balances Below $1,000.00$20.00 E-Statements Free Gift Cards $3.50 Invalid Address (Per Month) $10.00 Locator Fee $25.00 Notary (Non-Credit Union Related - Signature Only) $10.00 NSF Returned Item Fee $32.00 Research Fee Per Hour (1 Hour Minimum) $30.00 Safe Deposit Box - 3 x 5 (Annual Fee) $25.00 Safe Deposit Box - 3 x 10 (Annual Fee) $40.00 Safe Deposit Box - 5 x 10 (Annual Fee) $50.00 Safe Deposit Box - 10 x 10 (Annual Fee) $75.00 Safe Deposit Box - Lost Keys/Drill $125.00 Statement Copy Through CSE Online Free Statement Copy In Office $10.00 Tax Levy/Garnishment $50.00 Uncollected Funds $32.00 Wire Transfer Domestic (Incoming) $15.00 Wire Transfer Domestic (Outgoing) $20.00 Zipper Bags $5.00 Excessive Withdrawal Shares $10.00 Legal Review Fee Cost to Credit Union Fax Copy $2.00 + $0.10 per page -
Non-Member Services
Service Fee Check Negotiation Fee - Merchant $25.00 Coin Machine 10% Check Cashing (On Us Checks) $5.00