At CSE, we’re committed to setting our Members up for financial success. That’s why we’re proud to offer Early Pay, a program that allows Members with eligible direct deposits* to access their paycheck up to two days earlier!

 

Get your money faster

Get paid up to 2 business days early!*

Works for more than paychecks

You can set up direct deposit for social security checks, pension checks and more!

Safe and secure

You won’t have to worry about paper paychecks getting lost in the mail or stolen with direct deposit!
 

How to enroll:

If you have direct deposit set up with us and your deposit is eligible*, you’re automatically enrolled in Early Pay. No extra steps are needed—just enjoy getting paid early and gain more flexibility in managing your finances.

FAQs

  • CSE may make eligible direct deposit funds available for use as soon as we receive the deposit information from the payor. This could take place up to two business days early.*

  • While we do our best to offer early access to your deposits, this service is not guaranteed. The timing of your paycheck depends on when your employer initiates payment.

  • No. This is completely free for CSE Members.

  • Most ACH direct deposits qualify, including payroll, government benefits, tax refunds, and other types of electronic deposits. Transfers from other banks or institutions may not qualify. 

  • No. Early pay simply allows you to access your funds sooner. Your actual payday remains the same.

  • You will need to provide the payor your account number, type of account (checking or savings), and the ABA/Routing Number of CSE Federal Credit Union (located in LOUISIANA): 265274859.

    How to interpret your account numbers:

    • Your Share Savings Account number may have as little as 3 digits but no more than 6

    • Your Checking Account number is the MICR number as shown on your checks (ex: 123456714)

    • Your Money Market Account is the MICR number as shown on your checks and must be coded as a Checking Account

    • If a form requires a specific number of digits, you can simply put zeros BEFORE the account number. (ex: 00123456 for savings and 00123456714 for checking)

    If you have questions, you can contact us at 337.477.2000 or visit one of our 5 branches!

*For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor. There is no enrollment necessary and no fee for this service. Not all direct deposits are eligible for Early Pay. Eligible direct deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for Early Pay. CSE does not guarantee that any direct deposits will be made available before the date scheduled by the payor, and early availability of funds may vary between direct deposits from the same payor.